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Jovia offers four different savings accounts (all rates accurate as of publishing): This savings account comes with no monthly maintenance fees and a 0. 10%. Start saving (and earning) today. Business account offerings, rates, and product features are subject to change without notice. Jovia's business cd accounts can help your business. Members can unlock our highest savings rate with direct deposit or by depositing $5,000 or more every 30 days. Jovia financial credit union is. If you are looking for the best certificate of deposit rates on the market, then you need to see jovia financial federal c. u. Check out the latest jovia financial credit union promotions, bonuses, and offers here. They are currently offering $50, $150, $500 bonus when you open a qualifying account. All cds and rates in our rankings were collected, verified, and available to. The rate for the term is one of the best deals around. Yes, there are many banks and credit unions. Move your money to jovia and earn 4. 00% apy * with no monthly maintenance fees. Easily manage your account with mobile check deposit, automatic transfers, and early direct deposit.